UBOS
For the bank:
Ordware is the tool that turns micro-businesses into high-profit, non-detachable limbs of the bank.
For micros:
A Universal Business Operating System UBOS — Universal Business Operating System
Why “operating system”?
Because it contains everything from POS to digital sales channels in one system, solving the
client’s
everyday problems.
The client instantly receives:
- full digitalization
- automation
- process control
- improved competitiveness
Core model:
The micro receives everything from the bank, ready to use — instantly.
But cannot take it away, because the infrastructure remains owned by the bank.
Why is it universal?
- target group = micro businesses
- their operational needs can be standardized and packaged
- Ordware solves almost every need of almost every micro
What does “everything in one system” mean?
Commercial & operations system
- Full automation and process control
- POS integration
- Card terminal integration (Teya, Paynance)
- Fiscal printer integration (receipt & invoice)
- Inventory management (including recipe-based)
- Multi-printer routing
- External invoicing integration
- Micro ERP (reports, statistics)
- Tax Goverment reporting (hospitality)
- Franchise operation
Sales system
- Multilingual website, digital menu
- Product pages with embedded video content
- Multilingual webshop
- Ordering apps & interfaces:
- in-store pickup
- delivery
- table / room service
- pre-orders
- Integrated online payments (Teya, Barion, Paynance)
- Virtual customer card (QR-based)
- Built-in address databases
- Unlimited table & room handling
- Unlimited customer management
- Automatic invoicing
Single registration → full system access
Client receives everything, uses only what they need.
All-in-One-All-in model
Everything exists in one system:
- all functions
- all micro businesses
- all their digital surfaces
- all customer transactions
This is what makes the micro an inseparable profit-generating limb of the bank.
With this — you win the fintech war.