UBOS

For the bank:

Ordware is the tool that turns micro-businesses into high-profit, non-detachable limbs of the bank.


For micros:

A Universal Business Operating System UBOS — Universal Business Operating System


Why “operating system”?

Because it contains everything from POS to digital sales channels in one system, solving the client’s everyday problems.


The client instantly receives:

  • full digitalization
  • automation
  • process control
  • improved competitiveness

Core model:

The micro receives everything from the bank, ready to use — instantly.

But cannot take it away, because the infrastructure remains owned by the bank.


Why is it universal?

  • target group = micro businesses
  • their operational needs can be standardized and packaged
  • Ordware solves almost every need of almost every micro

What does “everything in one system” mean?

Ubos Bank

Commercial & operations system

  • Full automation and process control
  • POS integration
  • Card terminal integration (Teya, Paynance)
  • Fiscal printer integration (receipt & invoice)
  • Inventory management (including recipe-based)
  • Multi-printer routing
  • External invoicing integration
  • Micro ERP (reports, statistics)
  • Tax Goverment reporting (hospitality)
  • Franchise operation

Sales system

  • Multilingual website, digital menu
  • Product pages with embedded video content
  • Multilingual webshop
  • Ordering apps & interfaces:
    • in-store pickup
    • delivery
    • table / room service
    • pre-orders
  • Integrated online payments (Teya, Barion, Paynance)
  • Virtual customer card (QR-based)
  • Built-in address databases
  • Unlimited table & room handling
  • Unlimited customer management
  • Automatic invoicing

Single registration → full system access

Client receives everything, uses only what they need.


All-in-One-All-in model

Everything exists in one system:

  • all functions
  • all micro businesses
  • all their digital surfaces
  • all customer transactions

This is what makes the micro an inseparable profit-generating limb of the bank.


With this — you win the fintech war.