The Ordware system operates in live production in Hungary as part of the rendeljitt.hu service.
This is where real-world validation took place.
The objective of deployment was:
Development started in Spring 2020,
and the system has been continuously improved
based on real client feedback.
The system has been in active operation for 28 months.
The primary validation segment was hospitality,
as it represents one of the most complex micro-business environments.
“If it works in hospitality, it works everywhere.”
| Metric | Value |
|---|---|
| Total clients | 12 |
| Total POS / drawers | 17 |
| Avg revenue / client | USD 320,840 |
| Total client months | 254 |
| Total transactions | 265,180 |
| Total turnover | USD 3,850,084 |
| Cash | USD 1,272,198 |
| Cash ratio | 33% |
| Card | USD 2,101,602 |
| Card ratio | 55% |
| SZÉP card | USD 438,141 |
| SZÉP ratio | 11% |
| Revenue Type | Amount |
|---|---|
| Total bank revenue | USD 62,652 |
| Account maintenance fees | USD 9,063 |
| Cash deposit fees | USD 6,361 |
| Payment fees (IC++ ~1%) | USD 21,016 |
| Bookkeeping fees | USD 445 |
| Transfer fees (~0.1%) | USD 2,668 |
| BUBOR-related benefit | USD 23,100 |
The bank controls the sales channels (webshops, ordering applications, digital interfaces), therefore it can charge commission on transactions.
Assumptions (conservative):
For a micro client:
At 1000 clients:
→ USD ~3.2 million / year marketplace revenue
→ Total: ~USD 6.7M / year / 1000 micro clients
If the bank had provided the system free to these 12 clients,
it would have generated:
→ USD 62,652 revenue over 26 months
Operating cost approaches zero,
therefore:
→ Revenue ≈ Profit (near-zero operating cost)
The bank has visibility into every economic event.
It sees what the client sold and at what exact time.
It sees inventory levels, payment methods, and customer behavior.
This provides complete operational transparency and enables real-time decision-making and lending.